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Insurance & Fee Structure

Please, read carefully

Fees for All Couples Counseling Services

All couples and marriage counseling services are private pay only.

Insurance requires a diagnosis tied to one individual, which doesn’t align with the goals of relationship work or our couples programs. Our private-pay model ensures personalized, high-quality care without limitations or restrictions.

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  • Sessions are between $190-- $220 for 60-minute sessions and intake, respectively and $275 -- $300 for 90-minute sessions and intake respectively.

Insurance for Individual Therapy

We currently accept CareFirst, Anthem, Cigna, United Healthcare, and Aetna for individual therapy only.

  • Insurance-based sessions are 53-minutes long.

  • We accept debit, credit card, and HSA for co-pays.

How Insurance Verification Works

Once you reach out, our billing team will contact your insurance company to check your mental health and behavioral health benefits, including your co-pay, deductible, and in-network vs. out-of-network status. We'll walk you through what we find before your first session.

Out-of-Pocket​

If you are not covered by one of our accepted carriers or prefer to pay out of pocket, an out-of-network fee of $165 per clinical session  and $185 for the initial intake interview will apply for a 53-minute session.

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For clients using out-of-network benefits, we are happy to provide a superbill upon request, which you can submit to your insurance provider for possible reimbursement.​

Fees for Executive Therapy

Executive Therapy is a private-pay service. We offer private-pay packages, giving you flexibility, continuity, and greater control over your therapeutic experience. You can also pay per session or explore one of our packages below. 

Focus Package

10 Sessions | $1,850
$185 per session

Designed for professionals seeking focused therapeutic support during a particular season, transition, or area of concern.

Continuity Package

20 Sessions | $3,300
$165 per session

Designed for professionals who want sustained therapeutic support and the opportunity to engage in deeper, longer-term work. 

Your Right to a Good Faith Estimate

Under the No Surprises Act (Section 2799B-6 of the Public Health Service Act), clients who do not have health insurance or who choose not to use their health insurance for services have the right to receive a Good Faith Estimate (GFE) explaining the expected cost of their care.

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At Elra Wellness Group, we will provide a Good Faith Estimate of expected charges for services as required by law. The estimate is based on the information available to us at the time it is prepared and may include the expected cost of scheduled services and other reasonably anticipated services.

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Please note that a Good Faith Estimate is not a contract or guarantee of the final amount owed. Actual charges may vary if additional services are requested, the frequency or duration of services changes, or circumstances arise that could not reasonably be anticipated when the estimate was prepared.

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If you receive a bill that is substantially higher than your Good Faith Estimate, you may have the right to dispute the bill through the federal patient-provider dispute resolution process. For questions about your Good Faith Estimate, please contact Elra Wellness Group before receiving services.

In Crisis? Call or text 988. If you are in immediate danger, call 911 or go to your nearest emergency room.

© 2025 by Elra Wellness Group. All rights reserved.

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